* Upon approval, Cardmembers will receive 1000 bonus points upon first use of the account for a purchase, balance transfer, or cash advance. Points will accumulate at 2 (two) points per one dollar ($1.00) spent on eligible purchases at the front-end registers at BJ's Club locations and BJ’s gas locations and online at BJ’s website www.bjs.com; points for all other purchases will accumulate at 1 (one) point per one dollar ($1.00) spent. From time to time, BJ's may offer special promotions on BJ's merchandise. If you are a BJ’s Primary Member or a paid Supplemental Member, you can earn additional points on these promotional offers. For a complete listing of BJ's specials and promotions, please visit your local BJ's Club or www.bjs.com. Please see Terms & Conditions for complete information on the BJ’s Visa Card Program.
** The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 6 billing cycles after the account is opened and requires that timely payments are received. Please see the Terms & Conditions for the BJ’s Visa Card for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the Default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. Fixed APR means that rates are not tied to an index that varies. There is a fee for Balance Transfers and Convenience Checks (see Terms & Conditions for more information).
+ Upon approval, if you have selected the PhotoCard option on the application, you will receive a welcome email with step-by-step directions on how to design your PhotoCard. If you do not upload your personalized image within 5 days, you will receive the BJ’s Visa logo card. Please see Terms & Conditions for complete information regarding the PhotoCard option for the BJ’s Visa Card.
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